In a recent feature, Folha de S. Paulo highlighted the natural beauty and tourism potential of the Piauí coastline, portraying Parnaíba as a rising destination that “embodies the essence of Piauí — a state small in coastline, but vast in experiences” (Folha de S. Paulo, Sept. 18, 2025).

A concessão de crédito é, sem dúvida, uma atividade essencial para o funcionamento da economia. No entanto, quando essa prática ultrapassa os limites da legalidade e da ética, ela deixa de ser um instrumento de desenvolvimento e passa a ser um mecanismo de exploração financeira, especialmente dos consumidores mais vulneráveis.

Have you ever stopped to wonder if the interest rate you’re paying on your loan, financing, or credit card is fair? Or if that high rate that seems “normal” is actually exceeding legal limits and turning your debt into a nightmare?

Have you ever stopped to check the interest rates you’re paying on a loan? Many people sign financing or personal loan agreements without realizing they are victims of an illegal and abusive practice: being charged interest rates far above the limits allowed by law.

When we think about international conflicts, we often assume their effects are limited to the regions directly involved. However, in today’s globalized world, the consequences of geopolitical tensions can cross oceans and impact distant economies like Brazil’s.

Brazil is a country of unparalleled natural beauty, and one of its most coveted treasures lies along its coastline: the famous Região dos Lagos, in the state of Rio de Janeiro. For foreign investors seeking safe, profitable opportunities with great appreciation potential, this stretch of the Rio de Janeiro coast stands out as one of the best destinations for real estate acquisition.

Although the Piauí coastline is the shortest in Brazil, it holds one of the greatest real estate appreciation potentials in the Northeast. Cities like Parnaíba and Luís Correia have been attracting the attention of investors who are keenly observing the region’s transformations, driven by a phase of development, land regularization, and urban expansion—all of which are having a direct impact on the local economy and property values.

The issue of abusive interest rates has been gaining increasing attention in Brazilian courts, especially at the Court of Justice of Piauí (TJPI), which has been taking a firm and exemplary stance against disproportionate and harmful banking practices affecting consumers.

One of the safest and most efficient ways to obtain permanent residency in Brazil is through the Golden Visa

It is a basic consumer right not to be charged for debts that have already expired.

In this case, a consumer had her name included in the Serasa Limpa Nome platform for a debt from a bank contract that had already expired.

The moral damage in these situations is evident. In the case of Inhuma - PI, the compensation was set at R$2,000.00, considering the emotion

The statute of limitations does not imply the automatic settlement of the debt by the consumer, but rather ensures that the consumer will on

Have you ever received a charge for an old debt and wondered whether it was still valid?

Did you know that it is possible to challenge unfair charges and abusive practices carried out by financial institutions?

Many people face the burden of collecting old debts, carrying a sense of guilt or worry. But did you know that the law protects consumers...

How to use Extrajudicial Compulsory Adjudication to Regularize Properties: Practical Cases and Success in Practice

How can Real Estate Regularization be your protection against the volatility of the Dollar and the fall of the Real?

In another case analyzed by the Court, the Consumer took out a loan assigned for R$6,000.00 (six thousand reais), but the final amount of th

By charging abusive interest rates, banks and financial institutions are able to enrich themselves at the expense of consumers who are in a