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Secure your Permanent Residency in Brazil with Legal Security: Learn about the Brazilian Golden Visa for Real Estate Acquisition
One of the safest and most efficient ways to obtain permanent residency in Brazil is through the Golden Visa

Antônio O'Brien Júnior
Apr 63 min read
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Stale Debt Is Unenforceable: Banks Cannot Collect After the Legal Deadline
It is a basic consumer right not to be charged for debts that have already expired.

Antônio O'Brien Júnior
Apr 52 min read
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Did you know that a prescribed debt cannot be collected, either judicially or extrajudicially?
In this case, a consumer had her name included in the Serasa Limpa Nome platform for a debt from a bank contract that had already expired.

Antônio O'Brien Júnior
Apr 12 min read
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Time-barred Debts: Your Rights and the Fight Against Unfair Charges
The moral damage in these situations is evident. In the case of Inhuma - PI, the compensation was set at R$2,000.00, considering the emotion

Antônio O'Brien Júnior
Mar 63 min read
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Collecting Old Debts: Learn How the Courts Can Protect You
The statute of limitations does not imply the automatic settlement of the debt by the consumer, but rather ensures that the consumer will on

Antônio O'Brien Júnior
Jan 163 min read
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STJ Rules: Debts That Have Been Time-barred Cannot Be Collected
Have you ever received a charge for an old debt and wondered whether it was still valid?

Antônio O'Brien Júnior
Dec 29, 20244 min read
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Piauà Court of Justice Convicts Bank for Abusive Interest Rates: Know Your Rights
Did you know that it is possible to challenge unfair charges and abusive practices carried out by financial institutions?

Antônio O'Brien Júnior
Dec 29, 20244 min read
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Statute-By-Law Debts: Find Out Why They Cannot Be Collected
Many people face the burden of collecting old debts, carrying a sense of guilt or worry. But did you know that the law protects consumers...

Antônio O'Brien Júnior
Dec 27, 20242 min read
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How to use Extrajudicial Compulsory Adjudication to Regularize Properties: Practical Cases and Success in Practice
How to use Extrajudicial Compulsory Adjudication to Regularize Properties: Practical Cases and Success in Practice

Antônio O'Brien Júnior
Dec 25, 20244 min read
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How can Real Estate Regularization be your protection against the volatility of the Dollar and the fall of the Real?
How can Real Estate Regularization be your protection against the volatility of the Dollar and the fall of the Real?

Antônio O'Brien Júnior
Dec 25, 20243 min read
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Charging exorbitant interest constitutes illicit and inappropriate conduct
In another case analyzed by the Court, the Consumer took out a loan assigned for R$6,000.00 (six thousand reais), but the final amount of th

Antônio O'Brien Júnior
Jul 20, 20242 min read
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Bank is convicted of charging abusive interest on loan contracts
By charging abusive interest rates, banks and financial institutions are able to enrich themselves at the expense of consumers who are in a

Antônio O'Brien Júnior
Jul 14, 20242 min read
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Piauà Court of Justice determines that prescribed debts cannot be collected
It turns out that debt overdue for more than 5 (five) years is unenforceable and can no longer be collected in any way, as it has lost the L

Antônio O'Brien Júnior
Jul 7, 20245 min read
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